American Financial Resources, LLC (AFR), the corporate entity for AFR Wholesale (www.afrcorp.com) and eLEND (www.eLEND.com), is a national residential mortgage lender dedicated to helping homeowners, homebuyers, and mortgage professionals achieve their financing goals by delivering innovative mortgage solutions and an unparalleled customer experience.
We're looking for an experienced Setup & Disclosure Analyst who is primarily responsible for ensuring the timely and complete delivery of initial disclosures. Our Setup & Disclosure Analysts are accountable for ensuring disclosures meet all required guidelines to help us continue elevating every experience.
Responsibilities
- Accountable for ensuring that submitted loans are compliant with the rules and regulations set forth by the governing enterprises and agencies of the mortgage banking industry, including but not limited to Fannie Mae, Freddie Mac, FHA, HUD, USDA and VA.
- Perform a wide variety of loan documentation duties utilizing comprehensive knowledge of the policies and procedures set forth for loan products.
- Analyzes Mavent Compliance reviews within Ellie Mae, Encompass. Solves fails regarding points and fees, state rules, enterprise and high cost.
- Responsible for scrubbing loans, which consists of validating documents submitted with the file and compared to our LOS, identify any discrepancies.
- Complete initial disclosures requests and any subsequent Changed Circumstance, Muat be knowledgeable in fees, tolerances and TRID requirements for disclosing loans.
- Frequent telephone and email communication with external clients and internal departments. Resolve issues raised by internal and external team members. Use escalation path when unable to resolve.
- Retrieve documents and information from creditors, AUS, appraisers, title companies, HUD and other applicable organizations and websites.
- Responsible for sorting, reviewing, verifying and uploading loan documents as well as other types of data entry.
- Communicate with and submit information to third party vendors as necessary.
- Other duties as assigned.
Qualifications
You would be great for this role if you...
- possess strong skills in relevant technology including Microsoft Office and Encompass.
- have at least 1 year of experience in loan disclosures, including initial disclosures.
- are able to work independently with minimal supervision.
- can problem solve issues by working with partners and clients.
- act with a high level of integrity at all times.
- are able to own several items at one time and prioritize them accordingly.
- can move quickly through tasks while still maintaining integrity and delivering a positive client experience.
- adapt communication and requests to different audiences regularly.
- have a school diploma or GED.
AFR is an equal opportunity employer committed to fostering a diverse and inclusive workplace. We do not discriminate against applicants or employees on the basis of race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, or veteran status.
