Remote

Salary Range:

$18.70 To $24.73 Hourly

Summary:

The Customer Transaction Specialist plays a key role within the Retail Banking team, serving as the first point of contact for customers in the branch. This position is responsible for providing efficient, accurate, and friendly service during every interaction, ensuring that all financial transactions are processed with the highest level of care and professionalism. The ideal candidate will be skilled in balancing routine transactions with problem-solving, capable of supporting a wide range of account-related needs, and committed to delivering a best-in-class customer experience.

Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Transaction Processing

Process a variety of branch transactions accurately and efficiently, including:
Cash and check deposits
Loan and credit card payments
Internal and external funds transfers
Processing of negotiable instruments (checks, drafts)
Issuance of official checks and money orders
Follow all policies, procedures, and applicable regulations to ensure compliance and mitigate risk.

New Consumer Account Opening

Assist customers with opening new consumer deposit accounts, including checking, savings, CDs, and money market accounts.
Guide customers through account features, disclosures, and documentation.
Ensure all account opening activities are completed accurately, securely, and in compliance with regulatory requirements (e.g., CIP, BSA/AML).

Service & Support

Provide prompt, courteous, and knowledgeable support for a wide range of customer banking needs, including:
Debit card issuance, activation, replacements, and dispute assistance
Stop payment requests and check reorders
Navigation and troubleshooting for online and mobile banking platforms
Setting up travel notifications and fraud alerts
General account maintenance such as address changes or name updates
Investigate and resolve basic account discrepancies and service issues

Customer Engagement

Create a welcoming environment by proactively engaging with customers and building rapport.
Actively listen to understand customer goals and identify appropriate banking solutions.
Educate customers on digital banking tools and self-service options to enhance their banking experience.
Educate customers on ENB’s digital tools and self-service channels to enhance convenience and financial confidence.
Recognize opportunities to improve a customer’s financial wellness.
Refer customers to ENB business partners as appropriate, including:
Consumer Lending (auto loans, personal loans, home equity lines)
Mortgage Banking
Small Business Banking
Investment and Wealth Management
Merchant Services
Commercial Lending
Agriculture Lending
Cash Management

Operations & Compliance

Maintain precise and error-free transaction processing and recordkeeping.
Balance cash drawer daily, ensuring accuracy and security of negotiable items.
Adhere to internal controls, operational procedures, and all regulatory compliance standards.
Assist in branch operational duties as needed, including audits, reporting, and branch security protocols.

Required/Preferred Education and Experience:

High school degree or GED required.
2-4 years of relevant experience preferred (will consider experience within various industries that offer a transferable skill set)
Excellent listening, verbal and written communication skills.
Must have a professional appearance and manner.
Expected to participate and successfully complete appropriate educational classes as required.

Competencies:

ENB Operational and Functional Competencies.
Role Specific Competencies:
Focused on Customer Needs-Dedication to serving customers enthusiastically both internally and externally. Proficient in understanding and prioritizing customer satisfaction, integrating these principles into all business decisions, and utilizing insight to develop tailored customer solutions.
Effective Communications – Understanding of effective communication methods, tools and techniques; ability to deliver, receive, and interpret ideas, information, and needs through applying appropriate communication behaviors.
Managing Multiple Priorities – Ability to manage multiple objectives, projects, customers, or activities, making effective judgments as to prioritizing and time allocation.
Problem Solving – Ability to anticipate and resolve operational and procedural problems; utilize this knowledge appropriately to diverse situations to solve customer issues while minimizing risk for the bank.
Accountability – Promotes a sense of urgency and assumes responsibility while following through on commitments and working to achieve sales goals.

Supervisory Requirements:

There are no supervisory responsibilities in this job.

Work Environment:

This job operates in a professional work environment. This role routinely uses standard office equipment such as computers, monitors, mouse, keyboard, phones, printers, scanners, photocopiers, filing cabinets, calculator, and fax machines.

Physical Demands:

Ephrata National Bank promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms. This position may have long periods of standing.

Position Type and Expected Hours of Work:

Days and hours of work vary based on the needs of the branch. Flexibility of schedule to meet business needs is required.

Travel:

Minimal travel may be required.

Pay Transparency

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Benefits

Additionally, as part of our Total Rewards program, Ephrata National Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; health savings account and/or flexible spending account; dependent care flexible spending account; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay, jury duty, and bereavement; disability insurance coverage and maternity and parental leave; educational assistance and a robust wellness program with financial incentives.

To learn more about your potential eligibility for these programs, please visit About | Careers | Benefits | Ephrata National Bank.

EEO Statement:

Ephrata National Bank supports a diverse workforce and is an Equal Opportunity Employer. It is the policy of Ephrata National Bank to provide equal employment opportunities without regard to race, ethnicity, color, religion, sex, national origin, age, disability, marital status, covered veteran status, sexual orientation, gender identity, genetic information or any other protected characteristic applicable under law. The bank complies with all relevant federal, state, and local laws, as well as, all regulations regarding nondiscrimination.

Ephrata National Bank jobs

Customer Transaction Specialist