M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.
M/I Homes, a top 15 national home builder, is looking for a Residential Mortgage Loan Officer for its builder financing subsidiary, M/I Financial, LLC located in Lake Mary, Florida. The successful candidate must be:
- Well versed in origination and underwriting guidelines of all types of mortgage loans.
- Very knowledgeable in Conventional, FHA, and VA loan guidelines.
- Ready to take on some Volume!
This position offers:
- Steady work environment – driven only by builder new home purchase sales – NO refinances.
- Monthly paid commissions.
- Ideally suited for high service level LO’s working a captured (builder sold) customer base.
- Generous paid time off structure.
- Flexible scheduling to allow for some weekend work to meet customer needs.
- Work on-site - office located just off International Parkway, minutes from I-4.
- Entire loan operation – origination, processing, underwriting, and closing - locally based.
- Team partnership with a top 15 national builder.
- Discount on employee new home purchases.
- 401K and Profit Sharing.
- Full Medical, Vision, and Dental Insurance.
Job Summary:
Originate residential first lien mortgages through a dedicated partnership with our Homebuilder by providing a high touch and financially knowledgeable loan origination service, leading to successful on-time originations with a superior level of customer service.
Duties and Responsibilities:
- Partners with new home sales personnel to initiate contact with purchasers in completing loan application and collecting supporting documentation to support loan approval.
- Prepares and communicates initial Loan Estimate.
- Prequalifies potential borrowers as needed.
- Oversees all customer loan price negotiations.
- Manages the overall loan transaction by communicating with applicant(s), processors, underwriters and/or creditors to resolve questions regarding application information.
- Oversees timely scheduling of loan closing to meet home builder and borrower needs.
- Maintains an active NMLS and Florida Mortgage Loan Originator License (or is able to obtain one).
- This is an ONSITE position located in Lake Mary, Florida. This position DOES NOT offer opportunities for Hybrid or Remote work.
- Ability to travel to Builder Communities within the Home Builder Division.
- Some college preferred, and at least three (3) years of current experience in a purchase focused mortgage origination role.
- Bilingual preferred (English/Spanish) but not required.
M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.
We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.
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