At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

Our Modern, Flexible Workplace:

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!It is anticipated that an incumbent in this role will work remotely 100% of the time and will share a hoteling workspace if/when working onsite, as determined by business needs. It is required that during the initial training period, the incumbent will work onsite 100% of the time. Work location and on-site duration requirement is subject to change based on business needs.

Summary of the Job:

A GREAT BIG SMALL BANK

We take pride in the fact that we’ve been independently owned and operated for 167 years, which means we have zero outside influence on the decisions we make. Whether you’re starting a new career or finding a new trajectory, we believe you’ll find your fit here. FNBO is a place that can help you learn, grow and achieve your goals while maintaining work life balance. We are looking for someone who loves to help others, who believes in a greater mission and who takes pride in doing good for the community.

At FNBO, we believe that a bank should be a force for good in the world. And to us, that means doing right by our customers, our employees and our communities day in and day out. As a Fraud and Disputes Specialist, you can do just that by helping FNBO customers protect themselves against fraud and dispute transactions as well as provide excellent customer service.

We are looking for someone who will share our excitement about the opportunity to investigate, analyze and immerse yourself in the world of fraud and disputes. Our mission is to support our customers who need assistance with basic account servicing, dispute their charges or have been victims of fraud while working to proactively identify risk factors to stop suspicious activity before it does damage.

This is a fast-paced role that involves managing a high volume of inbound calls. On average, you will be on live calls 95% of your shift. This position is highly phone-intensive, requiring comfort with continuous back-to-back calls throughout your entire shift. Strong multitasking abilities and effective communication skills are crucial for thriving in this demanding high paced environment.

This role is critical to meeting the needs of our customers, you will be required to adhere to the schedule provided to ensure proper coverage for our business need. Regular and predictable attendance is also required.

We are looking for someone who will share our excitement about the opportunity to investigate, analyze and immerse yourself in the world of fraud and disputes.

About This Role:

Training class begins 7/21/25.

12:00pm to 10:30pm CST (6 Weeks)

A remote work option is available after onsite training is completed (9/1/25).

AVAILABLE SCHEDULES:

*** Please note that set schedule preference selections will be considered in the order in which they are received, and that selecting a shift/schedule does not guarantee you these hours, as offers are not finalized until you have spoken with a FNBO’s Talent Advisor.***

8:00PM-6:30AM Mon, Tue, Wed, Sun

8:00PM-6:30AM Wed, Thu, Fri, Sat

8:00PM-6:30AM Mon, Tue, Sat, Sun

Benefits eligibility for all employees begins the 1st of the month following your start date!

Compensation:

$18.00 Per Hour/ Non-Exempt/Hourly

THE SPECIFICS

In our 24/7 department, as a Fraud and Dispute Specialist at FNBO, you will be expected to:

Use critical thinking and logic to distinguish between legitimate and potentially fraudulent transactions.
Make outbound contact with customers.
Create fraud and dispute case files to continuously meet or exceed department standards of quality and productivity.
Work independently with customers over the phone to answer and/or ask questions regarding their account and/or disputed transactions on both Debit and Credit Card accounts.
Meet customer’s needs by recognizing different communication styles and adjusting your communication accordingly.
Ensure proper verification practices are followed to validate caller identity.
Demonstrate professional behavior and promote positive working relationships.
Provide information in concise and logical ways.
Fully engaged in team communication and, on occasion, be willing to provide guidance to team as appropriate.
Adhere to FNBO’s attendance guidelines by having regular and predictable attendance.

In this department, we wouldn’t call our jobs easy, but we would call them rewarding. If you are a strategic problem solver who enjoys a challenge with a rewarding payoff, join us. We will provide the support and training to help you become a well-versed Sr. Specialist who can make a big difference to our customers’ financial lives.

The Ideal Candidate for This Role:

THE IDEAL CANDIDATE FOR THIS ROLE IS …

Focus on attention to detail and accuracy.
Ability to multi-task while using dual monitors and multiple systems to gather information.
Excellent oral and written communication, typing and reading comprehension skills.
Team oriented, yet able to work independently in a diverse fast-paced, deadline-driven environment.
Ability to problem solve, make decisions and take ownership of work.
Critical thinking skills with the ability to analyze data and trends.

EXPERIENCE AND BACKGROUND REQUIREMENTS

Required:

High School diploma or GED
Working knowledge of Microsoft Office suite of products
12 months of direct customer service experience

Desired:

Call center experience
Previous experience in a remote working environment
Previous experience in fraud operations

PERKS AND BENEFITS

Competitive pay and benefits
Remote work opportunities
A supportive environment with ongoing support and training

Compensation and Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

To obtain compensation and benefit information related to this specific role, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20250734

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey.

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