Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life.
At Lennar Mortgage, you’ll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement, and competitive benefits and compensation. Our success is a result of supporting and rewarding our team of elite professionals, who strive to exceed superior standards and exceptional services.
Responsibilities:
This Mortgage Loan Credit Specialist (MLCS) is responsible for monitoring and assisting credit challenged customers who do not currently qualify for a home mortgage. The MLCS will work with potential homebuyers to educate them on qualifying for a home loan. The MLCS will also review with the homeowner their financial history and provide an action plan to the customer utilizing tools such as Credit Expert program as well as Dynamics CRM.
Work closely with Lennar Mortgage Division Manager, Loan Officers, and NHCs to assist in educating and training of referring potential customers to Lennar Mortgage’s Home Buyer Solutions Group
Review credit history with customers
Utilize credit expert reports to determine best course of action to improve overall credit
Counsel customers on action plan to resolve credit issues
Obtain Homebuyer Education certificates for customers provided by an MI partner depending upon location
Review and educate customers on how to create a budget and save funds for down payment and home ownership using budget forms & materials provided with the Homebuyer Education programs
Be able to determine by reviewing a credit report and weighing the results of simulations the best actions customers can complete to increase overall credit rating
Obtain written commitment from customers to enroll in HBSG, HBSG Enrollment and Acknowledgement Form
Follow up with customers on status of action plans completed
Update and track all communication with customers through pipeline management/Dispute Suite
Provide and update notes for reporting to Lennar Mortgage divisions on customer status in Homebuyer Solutions Group
In addition to the above, each Associate will be required to cross train for position(s) within the organization which may, from time to time, be required.
Qualifications:
Four-year college degree (preferred)
2+ years banking experience (preferred)
Knowledge of various loan programs and credit and qualifying requirements
Ability to read, analyze, and communicate results of technical data, credit reports
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Life at Lennar!
Lennar recognizes our associates are the heart of the company’s success. Learn new skills, build your path, and become an integral part of the Lennar Family.
Lennar associates will be eligible for many benefits in accordance with Lennar’s policies and applicable plan terms, including:
Health Insurance - Medical, Dental & Vision
Vacation – up to 3 weeks of vacation per year upon hire
Holidays, Sick Leave, & Personal Days
401(k) Savings Plan with company match
Paid Maternity & Bonding Leave
New Hire Referral Bonus Program
Home Purchase Discount for Associates
Associate Assistance Plan
Student Debt Repayment Program
Continuing Education Program
Everyone’s Included Day
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
