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Y-12 Federal Credit Union

Y-12 Federal Credit Union

About Us

About Us

At Y-12 Federal Credit Union, we’ve been serving our community with integrity, innovation, and a people-first mindset since 1950. Headquartered in Oak Ridge, Tennessee, we’re a not-for-profit, member-owned financial cooperative with a mission to enrich the lives of our members. With multiple branches across East Tennessee, we provide financial services that go beyond banking — we build relationships, empower dreams, and strengthen communities.

What We Offer

We’re more than just a credit union. We offer a full range of financial products and services — including checking and savings accounts, home and auto loans, digital banking tools, and business services — all designed to make managing money easier and more rewarding for our members. We also support financial wellness and community development through programs like the Y-12 FCU Gives Foundation.

Why Choose?

At Y-12 FCU, our culture is centered on collaboration, innovation, and making a positive impact. We invest in our employees through professional development, great benefits, and a supportive work environment where your ideas and contributions truly matter. You’ll be part of an organization that values people over profit and works every day to make a difference in the lives of our members and in our communities.

Join Our Team

We’re looking for passionate, driven individuals who want to grow their careers while making a real difference. Whether you're just starting out or bringing years of experience, there’s a place for you here. Join us and help shape the future of community-focused banking at Y-12 Federal Credit Union.