About Us

At Upgrade, we’re on a mission to help people take control of their financial future. Since 2017, we’ve delivered innovative financial products that put the customer first—combining personal loans, credit cards, and rewards with easy-to-use tools that promote smarter spending and better credit health. Headquartered in San Francisco with offices across the U.S. and beyond, Upgrade has served millions of customers and has been recognized as one of the fastest-growing fintech companies in the world.

What We Offer

Upgrade provides a full suite of financial solutions designed for the modern consumer. Our products include:

• Low-cost personal loans and cards
• Credit lines with fixed rates
• Rewards for responsible financial behavior
• Free credit monitoring and educational tools

As a company, we offer our team:

• Competitive salaries and generous equity packages
• Flexible remote and hybrid work options
• Comprehensive healthcare coverage
• Learning & development programs
• A collaborative, mission-driven culture

Why Choose Upgrade?

We’re not just building great products—we’re building a great company. At Upgrade, your work has real impact. You’ll join a team of smart, driven individuals who thrive on innovation, customer focus, and doing what’s right. Whether you’re in engineering, customer service, product, or design, your voice matters here.

We’ve been featured on the Forbes Fintech 50 list and named a “Best Place to Work in the Bay Area” multiple times—proof that we care deeply about both our users and our team.

Join Our Team

Ready to be part of something meaningful? We’re growing fast and always looking for talented people who want to reshape the future of finance. If you're passionate about creating products that make a difference and working in a supportive, fast-paced environment, Upgrade is the place for you.