About Us

UMassFive College Federal Credit Union (umassfive.coop) is a not-for-profit, member-owned financial cooperative headquartered in Hadley, Massachusetts. Founded in 1967 by University of Massachusetts employees, our membership now embraces the Five College Consortium and the larger Western Massachusetts community—including UMass Chan Medical School in Worcester . We exist to advance financial well-being across our region, delivering a warm, ethical, and deeply community-focused approach to banking: reinvesting our earnings into competitive rates, innovative services, and meaningful local impact

What We Offer

• Comprehensive personal and business financial services including checking, savings, specialty and term accounts, credit cards, and both personal and commercial lending options
• Specialty and sustainability-focused loans such as solar, HEAT, bicycle, farm-share, and energy/fuel conservation to support community and environmental well-being
• User-friendly digital tools including online and mobile banking (via our UMassFive app), Zelle®, eStatements, My Cards, and more to make everyday banking seamless
• Member-focused benefits like Co-op Advantage Checking (featuring ATM fee refunds, competitive dividends, and cashback through uChoose Rewards)

Why Choose Us?

• Member-owned ethos: As a credit union, we're owned by YOU—our members. No corporate shareholders means more resources go directly back to rewarding yourself and your community
• Deep regional roots: With a foundation in the University of Massachusetts community and over five decades of trusted service, we’re a local favorite—voted the Best Credit Union in the Pioneer Valley for 17 consecutive years
• Community-driven, sustainability-minded: We're not just a bank—we’re your neighbors. Our lending supports green, environmentally conscious initiatives and local impact projects
• Bank local, anytime: Whether through our branches, digital platforms, or the expansive Co-op and MoneyPass ATM networks, banking with us is always convenient and connected

Join Our Team

We’re more than a financial institution—we’re a welcoming community dedicated to service, inclusion, and professional growth. At UMassFive, every employee plays a key role in strengthening our cooperative foundation and empowering local members. We provide meaningful career paths, training opportunities, and a supportive culture rooted in member-first values and regional pride.

If you're passionate about ethical banking, sustainable finance, and making a difference locally, explore our open roles and become part of a credit union that truly cares.